We offer a broad range of flexible, easy-to-use leasing solutions – all targeted toward helping you achieve your financial objectives. Our rates are competitive, our requests for documentation are reasonable, and we turn around credit decisions quickly.
We base our flexible terms on the expected use and life of the equipment you’re leasing, usually between 36 and 60 months. For large projects such as plant equipment, we can develop lease terms that accommodate your installation schedule. Interim financing may also be available to complement your lease. You can also choose your payment schedule, which is one of the benefits of leasing through us.
We offer four types of leases to best serve your financial and accounting needs. In addition, a number of lease structures may include terms with a floating interest rate, indexed to the 30-day LIBOR rate, to take advantage of changing market conditions. Click here to view the recent history of 30-day LIBOR. We also offer several end-of-lease options for you to select upon the termination of your lease with us.
What You Can Lease
You can lease almost anything you need to operate your agricultural business – passenger and commercial transportation vehicles, agricultural tools and equipment, production equipment and facilities. You can work with any manufacturer you choose, negotiate the best price, and we will step in with the financing support.
If you want to replace older equipment, you can trade it in and apply its value against a lease. Tax benefits, in this case, may be tied to depreciation and interest expense rather than the lease payment.
We offer extensive vehicle and fleet services programs including vehicle acquisition, maintenance, fuel, and registration services that will deliver cost savings and reduce your administrative burden.